Finance Control Layer

Accounts Command Center Cash · Payables · EMI · Interest

This Month EMI₹0

Interest Due₹0

Upcoming0 items

Cash & Bank

₹12.84 Cr

Available liquidity across active bank and cash ledgers.

Updated 10:30

Receivables

₹38.20 Cr

Client outstanding, certified bills and retention receivable.

5 overdue parties

Payables

₹21.65 Cr

Vendor dues, subcontractor bills and payment commitments.

₹3.40 Cr this week

Statutory

₹1.18 Cr

GST, TDS, PF/ESI and other compliance liabilities.

Watch list

EMI / Interest

₹0

This month debt service obligations and finance cost reminders.

Cash Runway

₹0

Projected closing cash after committed payments.

30-day view

Bank Limits

68%

CC utilisation, BG exposure, FD lien and headroom.

₹5.8 Cr headroom

Tally Sync

Ready

Read-only connector layer for ledgers, vouchers and balances.

Phase 1

Daily CFO Brief

What to collect, what to pay, and what to block today.

Decision Screen

Opening Cash₹12.84 CrBank + cash ledgers

7-Day Receipts₹4.85 CrExpected collections

7-Day Payments₹3.92 CrCommitted outflow

Projected Cash₹13.77 CrAfter 7 days

Collect

Follow up certified RA bill collection

Client A and SPV recoverable to be pushed before releasing discretionary vendor payments.

₹2.45 Cr

Must Pay

Block statutory + bank obligation cash

Do not use statutory and EMI/interest funds for routine vendor payments.

₹1.83 Cr

This Week

Release critical subcontractor payment

Pay only against work dependency and measurement certification.

₹1.25 Cr

Payment Priority Engine

Classified by urgency, dependency and compliance impact.

CFO Queue

Statutory dues to block

GST · TDS · PF / ESI

₹87.99 L

Block now

Bank obligations

EMI + interest due this month

₹0

Track daily

Hold / negotiate bucket

Non-critical vendors

₹2.10 Cr

Cash preservation

Cash Flow Trend

Monthly inflow and outflow view.

Live-ready

₹8.2Jan

₹6.9Feb

₹10.1Mar

₹5.7Apr

₹9.4May

₹7.8Jun

Payment Priority

Vendor, statutory and finance payments due for action.

CFO Desk

Party	Type	Amount	Status
Subcontractor B	RA Bill	₹1.25 Cr	Due
GST Payable	Statutory	₹46.30 L	Upcoming
KBL Term Loan	EMI	₹46.20 L	Reminder
Indian Bank	Interest	₹18.75 L	Scheduled

Entity View

Company-wise cash and exposure.

Entity	Cash	Payables
VDB Projects	₹5.20 Cr	₹9.80 Cr
VDB Infra	₹3.75 Cr	₹6.10 Cr
SPVs	₹3.89 Cr	₹5.75 Cr

Project Cost

High-level expense buckets.

Bucket	Amount	Status
Materials	₹14.3 Cr	Normal
Subcontract	₹11.8 Cr	Watch
Fuel	₹2.1 Cr	Controlled

Banking

Limits and obligations.

Instrument	Value	Status
CC Utilisation	68%	Safe
BG Outstanding	₹18.9 Cr	Active
FD Lien	₹4.2 Cr	Tagged

Payment Priority Engine

Pay based on urgency, project dependency and compliance impact.

Action Queue

Must Pay

Statutory / tax protected payments

GST, TDS, PF/ESI and bank debits should be blocked before vendor release.

₹87.99 L

Must Pay

Subcontractor B — work dependency

Release only against certified work and current running activity dependency.

₹1.25 Cr

This Week

Steel Vendor A — partial release

Negotiate balance; release minimum amount to keep dispatch line active.

₹40.00 L

Hold

Non-critical suppliers

Hold until receivables are collected or ageing crosses threshold.

₹2.10 Cr

Vendor Payables Ageing

Populate from sundry creditors and purchase voucher data.

Sundry Creditors

Vendor	0-30	31-60	61-90	90+	Total	Action
Aggregate Supplier	₹24.1 L	₹11.4 L	₹0	₹0	₹35.5 L	Hold
Steel Vendor A	₹42.3 L	₹18.2 L	₹21.9 L	₹0	₹82.4 L	Partial
Subcontractor B	₹0	₹35.0 L	₹48.0 L	₹42.0 L	₹1.25 Cr	Pay

Receivables Collection Command

Track certified, uncertified, overdue and retention receivables.

Collection Desk

This Week₹4.85 CrExpected receipts

This Month₹12.40 CrCollection target

Overdue₹1.85 CrFollow-up needed

Uncertified₹4.10 CrPush certification

Collection Actions

Next action owner and payment trigger.

Follow-up

Collect

Client A certified bill

Payment follow-up with client finance team.

₹1.20 Cr

Certify

Pending RA bill certification

Submit reconciliation and measurement backup.

₹2.10 Cr

Retention

Retention / SD receivable

Track milestone eligibility and release letters.

₹1.18 Cr

Receivables Control Register

Certified bills, pending bills, retention and client outstanding.

Sundry Debtors

Client / Project	Certified	Uncertified	Retention	Overdue	Owner	Action
Client A	₹8.60 Cr	₹2.10 Cr	₹78.0 L	₹1.20 Cr	Accounts Head	Collect
Client B	₹5.40 Cr	₹0.90 Cr	₹40.0 L	₹0	Project Team	Certify
SPV Recoverable	₹3.25 Cr	₹1.10 Cr	₹0	₹65.0 L	CFO Desk	Internal

Statutory Calendar

GST, TDS, PF/ESI and income tax liability tracking.

Item	Due Date	Amount	Status
GSTR-3B	20th	₹46.30 L	Upcoming
TDS Payable	7th	₹32.80 L	Prepared
PF / ESI	15th	₹8.90 L	Scheduled

Risk Notes

Items CFO should review before payment.

Compliance Watch

Reconcile GST input credit with purchase register before return filing.
Cross-check TDS deduction against subcontractor and professional ledgers.
Separate statutory payable ledgers by entity to avoid group-level mixing.

Current Month EMI₹0

Current Month Interest₹0

Overdue₹0

Next 10 Days0

EMI & Interest Schedule

Current month obligations with reminders and status.

Debt Service

Entity	Lender	Facility	Type	Due	Amount	Status

Upcoming EMI Reminders

Auto-reminder list for the coming days.

Reminder Desk

Due In	Payment	Amount	Status

Cash Runway Forecast

Opening cash plus expected collections less committed payments.

30-Day View

Today₹12.84 CrOpening cash

7 Days₹13.77 CrAfter receipts & dues

15 Days₹11.92 CrAfter statutory block

30 Days₹14.26 CrAssuming collections

Period	Opening	Receipts	Payments	Closing	Status
Today	₹12.84 Cr	₹0	₹0	₹12.84 Cr	Safe
Next 7 Days	₹12.84 Cr	₹4.85 Cr	₹3.92 Cr	₹13.77 Cr	Safe
Next 15 Days	₹13.77 Cr	₹2.75 Cr	₹4.60 Cr	₹11.92 Cr	Watch
Next 30 Days	₹11.92 Cr	₹8.90 Cr	₹6.56 Cr	₹14.26 Cr	Safe

Cash Protection Rules

Use these rules before payment release.

Control

Block

Statutory + bank payments

Ring-fence these before vendor and internal transfers.

₹1.83 Cr

Collect

Collections before discretionary release

Only release hold bucket after matching collection confirmation.

₹4.85 Cr

Hold

Non-critical payable queue

Negotiate credit period and release only after CFO approval.

₹2.10 Cr

Bank Limits & BG Control

Borrowing headroom, BG exposure, FD lien and expiring instruments.

Banking Desk

CC Limit₹18.00 CrWorking capital sanctioned

CC Utilised₹12.24 Cr68% utilisation

Available DP₹5.76 CrBorrowing headroom

BG Outstanding₹18.90 CrActive guarantees

Bank	Instrument	Limit / Value	Utilised	Expiry / Review	Status
Karnataka Bank	CC Limit	₹10.00 Cr	₹6.80 Cr	Quarterly	Safe
Indian Bank	Term Loan	₹168.00 Cr	Project Draw	Monthly Interest	Track
KBL	Bank Guarantee	₹8.40 Cr	Active	30 Aug	Renewal
HDFC Bank	FD Lien	₹4.20 Cr	Margin	Tagged	Lien

NH-163G Package-III

HAM · Kakatiya Expressway

Contract₹678 Cr

Billed₹42.8 Cr

Cost₹38.6 Cr

Cash Gap₹6.4 Cr

VDB Infra

Real estate / internal projects

Receivable₹5.4 Cr

Payable₹2.8 Cr

Margin18.4%

StatusSafe

Group Office

Overheads / shared cost

Monthly OH₹58 L

Recovered₹31 L

Gap₹27 L

ActionAllocate

Project Profitability Register

Project-wise billed value, collection, cost and cash surplus / deficit.

CFO Review

Project	Contract	Billed	Collected	Cost	Margin	Cash Position	Status
NH-163G Package-III	₹678 Cr	₹42.8 Cr	₹31.2 Cr	₹38.6 Cr	9.8%	-₹6.4 Cr	Fund Gap
VDB Infra	₹30 Cr	₹8.2 Cr	₹6.7 Cr	₹6.7 Cr	18.4%	₹0.0 Cr	Normal
Group Office	—	—	₹31 L	₹58 L	—	-₹27 L	Allocate

Tally Connector Settings

Read-only connector configuration.

Configure later

Tally Host

http://localhost:9000

Connector API

http://localhost:8787/sync

Sync Mode

Read-only

Debt Tables

loan_schedule, emi_interest_tracker, reminders

Sync Log

Connector activity will appear here.

Time	Process	Status
10:30	Ledger Balance Sync	Waiting
10:30	Voucher Register Sync	Waiting
10:30	Debt Schedule Sync	Waiting

CFO Agent

Ask finance questions across Tally-synced data once the connector is live.

AI Ready UI

Give me today’s CFO brief: what to collect and what to pay.

Show cash runway for the next 7, 15 and 30 days.

What EMIs and interest payments are due this month?

Show upcoming EMI reminders for the next 10 days.

Which payments should be held or negotiated?

Show bank limit utilisation and BGs expiring soon.

CFO Brief

Select a prompt or type a question. In live mode, this area can summarize Tally + Supabase finance data, including EMI and interest reminders.